--- title: Bank CD vs. Fixed Annuity Comparison Guide for Insurance Agents description: Download a free, customizable comparison guide that helps independent insurance agents explain the differences between bank CDs and fixed annuities during client appointments. image: https://lp.newhorizonsmktg.com/hubfs/NewHorizons_Aug2019/Image/lp-cd-vs-annuity.jpg --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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When clients are comparing a bank CD and a fixed annuity, they often have similar questions about guarantees, taxes, access to their money, and how each option fits into their financial goals. This free comparison guide gives you a simple way to explain those differences without overwhelming clients with technical details. After your conversation, they'll have a professional handout they can reference later and share with family members involved in the decision-making process. ## What's Included The guide compares: - Safety and guarantees - Term length - Interest crediting - Tax treatment - Beneficiary considerations - Access to funds - End-of-term options It also includes a balanced summary that reinforces that the right solution depends on each client's individual goals and circumstances. ## Why Agents Use This Guide ### Support more productive conversations A visual comparison helps organize the discussion and gives clients something to follow as you review their options. ### Reinforce key points after the appointment Clients rarely remember every detail. A take-home guide helps them revisit the information after they've had time to think it over. ### Present a professional image Customize the guide with your agency logo and contact information to create a polished resource that reflects your brand. ### Encourage family discussions Financial decisions often involve spouses or adult children. A printed comparison helps everyone review the same information. ### Save time Instead of recreating the same explanation during every appointment, use a consistent resource that's ready to print or email. ## Designed for Independent Insurance Agents Whether you're already writing annuities or just beginning to have retirement income conversations, this guide gives you an easy way to explain the differences between a bank CD and a fixed annuity in a clear, balanced format. Agents contracted with New Horizons can customize the guide with their own logo and contact information before sharing it with clients. ## Get Your Free Guide Complete the form to download the **Bank CD vs. Fixed Annuity Comparison Guide** and begin using it in your client appointments. This website is for agent use only. Not for public use or distribution. ![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg) New Horizons Insurance Marketing 122 W. 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